Privacy Policy

Introduction

MK Insurance Services ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.mkinsuranceservices.com or use our services.

By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree, please do not access or use our website.

Information We Collect

We may collect the following types of personal information when you interact with our website or request a quote:

• Contact Information: Name, email address, phone number, and mailing address.
• Insurance-Related Information: Driving history, vehicle details, property information, and other data necessary to provide accurate insurance quotes.
• Website Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytics data collected through cookies and similar technologies.
• Communication Records: Records of your correspondence with us, including emails, phone calls, and form submissions.

How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and policy recommendations tailored to your needs.
• Process and manage your insurance applications and policies.
• Communicate with you about your account, quotes, or inquiries.
• Improve our website, services, and customer experience.
• Comply with legal and regulatory requirements in the insurance industry.
• Send you relevant information about insurance products and services (with your consent).

Information Sharing & Disclosure

We do not sell your personal information. We may share your information with:

• Insurance Carriers: To obtain quotes and bind policies on your behalf. We work with 40+ A-rated carriers including Allstate, Nationwide, Liberty Mutual, and others.
• Renegade Insurance: Our partner agency, as necessary to process your insurance needs.
• Service Providers: Third-party vendors who assist us with website hosting, analytics, and business operations.
• Legal Requirements: When required by law, regulation, or legal process.

Cookies & Tracking Technologies

Our website uses cookies and similar technologies to:

• Analyze website traffic and usage patterns (Google Analytics).
• Measure the effectiveness of our advertising (Facebook Pixel).
• Improve your browsing experience.

You can control cookie settings through your browser preferences. Disabling cookies may affect certain features of our website.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your personal information (subject to legal and regulatory requirements).
• Opt out of marketing communications at any time.

To exercise any of these rights, please contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.