Question 1

What is MK Insurance Services?

Accepted Answer

MK Insurance Services is an independent auto insurance agency based in Coral Springs, Florida. Founded by Michael Kisilevich in 2022, the agency works with 40+ insurance companies to help Florida drivers find the right auto coverage for their situation. MK Insurance serves customers throughout the state, including Miami, Fort Lauderdale, Boca Raton, Orlando, Tampa, and Jacksonville. Everything can be handled by phone or online. Call (954) 866-2176. Open Monday through Friday, 9 AM to 8 PM.

Question 2

Does MK Insurance Services serve drivers outside Coral Springs?

Accepted Answer

Yes. While the office is located in Coral Springs, MK Insurance Services works with drivers throughout Florida — including Miami, Fort Lauderdale, Boca Raton, Orlando, Tampa, and Jacksonville. Everything can be handled by phone or online. Call (954) 866-2176, Monday through Friday, 9 AM to 8 PM.

Question 3

What is the benefit of using an independent insurance agent in Florida?

Accepted Answer

An independent insurance agent represents multiple insurance companies, not just one. When you contact a captive agent tied to a single brand, you only see that company's options. MK Insurance Services in Coral Springs, FL works with 40+ insurance companies, which means you can compare coverage options across a range of carriers. You also work directly with a local agent — not a call center — available Monday through Friday until 8 PM.

Question 4

What is the minimum car insurance required in Florida?

Accepted Answer

Florida law requires every registered vehicle owner to carry at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). Florida is a no-fault state, meaning PIP covers your own medical expenses regardless of who caused the accident. Many drivers also choose to carry uninsured motorist coverage. MK Insurance Services can walk you through your coverage options — call (954) 866-2176.

Question 5

What is SR-22 in Florida and who needs it?

Accepted Answer

An SR-22 is a certificate of financial responsibility — not a separate insurance policy. It is a form filed by your auto insurance company with the Florida Department of Highway Safety and Motor Vehicles (DHSMV) to confirm you carry the required minimum liability coverage. SR-22 is required after certain violations, such as driving without insurance or accumulating excess license points. MK Insurance Services helps Florida drivers obtain the appropriate auto insurance policy and arranges the SR-22 filing. Call (954) 866-2176.

Question 6

What is FR-44 in Florida, and how is it different from SR-22?

Accepted Answer

Like an SR-22, an FR-44 is a certificate of financial responsibility filed by your insurer with the Florida DHSMV — not a separate type of insurance policy. In Florida, FR-44 is generally required after a DUI or DWI conviction and carries higher minimum liability limits than an SR-22. Both require you to maintain an underlying auto insurance policy that meets the applicable limits. MK Insurance Services handles both SR-22 and FR-44 filings in Florida. Call (954) 866-2176.

Question 7

What are MK Insurance Services business hours?

Accepted Answer

MK Insurance Services is open Monday through Friday, 9 AM to 8 PM. Most insurance agencies close at 5:30 PM — the extended hours make it easier to reach your agent after work. The office is at 9900 W Sample Rd Suite 333, Coral Springs, FL 33065. Call (954) 866-2176.

Question 8

Can I get car insurance in Florida with accidents or tickets on my record?

Accepted Answer

Yes. MK Insurance Services works with a range of insurance companies, including carriers that write policies for drivers with accidents, tickets, or other marks on their record. Every driver's history is different, and having access to multiple companies means more options to explore. Call (954) 866-2176 to discuss your situation.

Question 9

Is PIP insurance required in Florida?

Accepted Answer

Yes. Florida is a no-fault state and requires every vehicle owner to carry a minimum of $10,000 in Personal Injury Protection (PIP). PIP covers 80% of medical expenses and 60% of lost wages regardless of fault. MK Insurance Services can explain your PIP coverage options — call (954) 866-2176.

Michael Kisilevich — Florida Licensed Independent Insurance Agent, Coral Springs

Michael Kisilevich — Owner & Licensed Insurance Agent

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