Uber & Lyft Rideshare Insurance in Florida
Driving for Uber, Lyft or another rideshare company? MK Insurance Services helps eligible Florida drivers explore rideshare insurance options through participating insurance carriers.
We're an independent agency based in Coral Springs and serving drivers throughout Florida. Call or text and we'll help you understand where your personal auto policy and the rideshare company's coverage may leave gaps.
Prefer to text? Send a text to (954) 866-2176
Based in Coral Springs and serving drivers throughout Florida. Open Monday–Friday, 9 AM–8 PM.
Why rideshare drivers need to look at their coverage
A standard personal auto policy is written for personal use. Many personal policies limit or exclude coverage while you are driving for a rideshare company, so driving for Uber or Lyft can leave you with less protection than you expect.
Rideshare companies generally provide some insurance, and what applies can depend on what you are doing at the moment: the app is off, you are online waiting for a request, you are on your way to a passenger, or you have a passenger in the car. Coverage levels and conditions vary by company and situation, and there can be gaps, especially while you are logged in and waiting for a ride request.
Rideshare insurance options from participating carriers are designed to help address those gaps. We can help you compare your options and understand how a rideshare policy or endorsement could fit with your personal auto insurance.
Why settle for a quote from just one company? MK Insurance Services helps Florida drivers explore coverage and rate options from 40+ insurance companies, with personal guidance from a licensed independent agent.
Rideshare coverage options we can help you explore
Rideshare endorsement on a personal auto policy
Some carriers offer an add-on to your existing personal auto policy that is designed to extend coverage while you are driving for a rideshare company. Availability and terms vary by carrier.
Standalone or commercial rideshare policies
Some drivers may need a separate rideshare or commercial policy, for example if their carrier does not offer an endorsement. We'll help you see what participating carriers offer.
Liability and physical damage coverage
Liability coverage helps with injuries and property damage you cause to others. Comprehensive and collision coverage help with damage to your own vehicle. How each applies while driving for a rideshare company depends on the policy.
Uninsured/underinsured motorist and PIP
These coverages help protect you and your passengers if you are hurt in a crash. We'll explain how they work in Florida and how they may apply on the job.
Rideshare insurance is available to eligible drivers through participating insurance carriers and is subject to underwriting, eligibility and availability. Coverage, terms and rates vary by carrier and driver, and no particular coverage or rate is guaranteed. MK Insurance Services is an independent insurance agency and is not affiliated with, sponsored by or endorsed by Uber, Lyft or any other rideshare company.
Questions? Talk to a Licensed Agent Today
We're here until 8 PM, Monday–Friday. Call or text and we'll walk you through your options.
Call or Text (954) 866-2176Who this is for
- Drivers who already drive for Uber, Lyft or a similar rideshare company
- Drivers about to start and wondering whether their personal policy is enough
- Part-time and full-time rideshare drivers across Florida
- Drivers who also deliver for apps and want to understand their coverage
- Drivers whose current carrier does not offer a rideshare option
- Anyone who wants a local, licensed agent to explain the options
Rideshare Insurance in Florida: Common Questions
Based in Coral Springs. Serving Drivers Throughout Florida.
MK Insurance Services · 9900 W Sample Rd, Suite 333, Coral Springs, FL 33065
Open Monday–Friday, 9 AM–8 PM
Ready to Compare Your Options?
Call or text (954) 866-2176, or request a free, no-obligation quote. Open Monday–Friday, 9 AM–8 PM.